Your borrowing power depends on factors like your income, credit score, down payment, and existing debts. We’ll help you calculate your budget and get pre-approved with confidence.
Your borrowing power depends on factors like your income, credit score, down payment, and existing debts. We’ll help you calculate your budget and get pre-approved with confidence.
Most lenders prefer a credit score of at least 620, but some programs accept lower scores. We work with a variety of lenders to find options that suit your credit situation.
Typically, pre-approval can take 1–2 days, while full mortgage approval after submitting all documents can take 5–10 business days. We help streamline the process for faster results.
Closing costs usually range from 1.5% to 4% of the purchase price. They include legal fees, land transfer taxes, inspections, and more. We’ll provide a detailed estimate so you’re well-prepared.
Yes, you can. While it may require more documentation (like tax returns or bank statements), we specialize in helping self-employed clients secure competitive mortgage options.